Please read these Terms and Conditions carefully before using this website.

These Terms and Conditions (the “Terms”) govern your access to and use of the websites operated by Ripple Foundation, including ripplefoundation.ca and its associated program sites (kidswrite4kids.ripplefoundation.ca, blog.ripplefoundation.ca, workshop.ripplefoundation.ca, and conference.ripplefoundation.ca) (collectively, the “Website”).

Our online shop at shop.ripplefoundation.ca is governed by its own Terms & Conditions and Privacy Policy, which are available on the shop site. Purchases made through the shop are subject to those documents, not these Terms.

By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, please do not use the Website.

We may update these Terms from time to time. When we do, we will revise the “last updated” date at the bottom of this page. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

Who May Use the Website

Ripple Foundation’s programs are designed for children and youth, and we welcome young visitors. However, if you are under the age of majority in your province or territory, you may only use the Website — including submitting content, making purchases, or signing up for communications — with the knowledge and consent of a parent or legal guardian. Parents and guardians who permit a minor to use the Website agree to these Terms on the minor’s behalf and are responsible for the minor’s use of the Website.

Intellectual Property

All content on the Website — including text, graphics, logos, photos, videos, designs, software, and code — is the property of Ripple Foundation or its licensors and is protected by Canadian and international copyright, trademark, and other intellectual property laws. All rights reserved.

You may view, download, and print content from the Website for personal, non-commercial use only. Nothing in these Terms grants you any licence or right to use Ripple Foundation’s intellectual property for any other purpose without our prior written permission.

Submissions to Our Programs

Ripple Foundation runs programs that invite children and youth to submit creative work, including the Kids Write 4 Kids contest and the Wave Blog. Submissions to these programs are governed by the specific rules, guidelines, and consent forms for each program, which are available on the relevant program site. Kids Write 4 Kids Contest Rules and Wave Blog Editorial Guidelines.

All submissions from participants under the age of majority require the consent of a parent or legal guardian. By submitting work, you (and your parent or guardian, where applicable) confirm that the work is original and does not infringe the rights of any third party. Any publication rights granted to Ripple Foundation are set out in the applicable program rules and consent forms.

Acceptable Use

You agree not to use the Website for any unlawful purpose or in any way that could damage the Website, our services, or the operations of Ripple Foundation. Without limiting the above, you agree not to:

• Harass, abuse, or threaten others, or violate any person’s legal rights;
• Violate the intellectual property rights of Ripple Foundation or any third party;
• Upload or distribute viruses, malware, or any other harmful code;
• Perpetrate any fraud;
• Publish or distribute obscene or defamatory material;
• Publish or distribute material that incites violence, hate, or discrimination toward any person or group;
• Unlawfully gather information about others, including harvesting email addresses or personal information;
• Send unsolicited mass commercial email (spam) using the Website or our services;
• Attempt to reverse engineer or disassemble any code or software on the Website; or
• Circumvent, probe, or breach the security of the Website, including through unauthorized access, data mining, or interference with any host, user, or network.

Privacy

Your use of the Website is also governed by our Privacy Policy, which explains what personal information we collect, how we use it, and the choices available to you. Please review it at: https://www.ripplefoundation.ca/privacy-policy/

Please note that no method of transmission over the internet is completely secure. While we take reasonable measures to protect your information (as described in our Privacy Policy), you acknowledge that email and other internet communications may be intercepted, altered, or lost.

Donations

Donations made through the Website support Ripple Foundation’s programs. Ripple Foundation is a registered Canadian charity (Charitable Registration No. 80589 5760 RR0001) and issues official donation receipts for income tax purposes in accordance with Canada Revenue Agency requirements. Donations are non-refundable except in cases of processing error or where required by law; if you believe a donation was made in error, please contact us promptly.

Third-Party Links and Services

The Website may contain links to third-party websites and services (including payment processors, fulfillment partners, and social media platforms). These are provided for convenience only. We do not control and are not responsible for the content, policies, or practices of any third-party site or service, and we are not liable for any loss or damage arising from your use of them.

Service Interruptions

We may need to interrupt access to the Website for scheduled or emergency maintenance. Your access may also be affected by unanticipated downtime. We are not liable for any damage or loss resulting from the Website being unavailable.

Disclaimer of Warranties

Your use of the Website is at your sole risk. The Website and all content and services on it are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Ripple Foundation disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Website will be uninterrupted, error-free, or secure, or that any information on it is complete or accurate.

Limitation of Liability

To the fullest extent permitted by applicable law, Ripple Foundation and its directors, officers, volunteers, and agents will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website. Our total liability for any claim arising from your use of the Website is limited to the greater of one Canadian dollar ($1 CAD) or the amount you paid to Ripple Foundation in the six (6) months preceding the claim. Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law, including under applicable consumer protection legislation.

Indemnification

You agree to defend, indemnify, and hold harmless Ripple Foundation and its affiliates, directors, officers, and volunteers from any claims, demands, damages, and expenses (including reasonable legal fees) arising from your use or misuse of the Website, your breach of these Terms, or your violation of any law or the rights of any third party. We reserve the right to select our own legal counsel and participate in our own defence.

Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. You agree that any dispute arising from these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts of Ontario.

Severability

If any part of these Terms is held to be invalid or unenforceable by a court of law, that part will be enforced to the maximum extent permitted, and the remaining provisions will continue in full force and effect.

Contacting Us

If you have any questions about these Terms, the practices of this site, or your dealings with us, please contact us at https://www.ripplefoundation.ca/contact-us/.

 

These Terms were last updated on July 3, 2026